Our Fees

Complete transparency.
One simple number.

You deserve to know exactly what you're paying — and exactly what you're getting in return. Below, every fee is on the page. Nothing hidden, nothing buried in a footnote.

All-In Annual Advisory Fee
1.5%

Of assets under management. Billed monthly. Debited directly from your account — never paid out of pocket.

1.0%
Advisor fee
(Jantz Wealth)
0.5%
Platform fee
(Brookstone)
What's Included

A complete relationship —
not just a portfolio.

Most clients evaluate an advisor by their portfolio. Research consistently shows the larger source of long-term value comes from planning decisions and behavioral discipline — not just security selection. Your fee covers both.

1.0%

Advisor Fee

Paid to Jantz Wealth Solutions for personalized planning, ongoing strategy, and direct access to your advisor.

  • Comprehensive retirement income plan, updated annually
  • Personalized portfolio design and ongoing oversight
  • Roth conversion strategy and multi-year tax planning
  • Social Security claiming strategy
  • Medicare and IRMAA bracket management
  • RMD planning and required distribution coordination
  • Estate planning coordination with your attorney and CPA
  • Annual reviews plus check-ins as life or markets change
  • Behavioral coaching during volatile markets
0.5%

Platform Fee

Paid to Brookstone Capital Management as part of their wrap fee program — bundling custody, trade execution, and reporting into a single fee.

  • Independent fiduciary oversight and compliance review
  • Custody at Charles Schwab
  • Trade execution (no separate commissions on equity or ETF trades)
  • Automated rebalancing technology
  • Performance reporting and online account access
  • Monthly statements and year-end tax documents
  • Account-level cybersecurity and fraud protections
  • Continuous portfolio monitoring systems
Fee Schedule

Marginal-tier pricing.
Lower rates as your assets grow.

Each portion of your balance is charged at the rate for its tier. As assets grow, each additional dollar is billed at progressively lower rates — never re-pricing the entire balance.

Asset Tier
Advisor Fee
Platform Fee
First $500,000
1.00%
0.50%
Next $500,000 ($500K – $1M)
0.80%
0.45%
Next $2,000,000 ($1M – $3M)
0.45%
0.40%
Above $3,000,000
0.35%
0.40%

Plus a flat $8/month per account technology fee for portfolio reporting infrastructure (proportionally reduced for accounts under $8,000). Households are aggregated for breakpoint purposes — spouses, joint trusts, and adult children's accounts I manage are combined into one household so every account benefits from the breakpoints earned by the entire family relationship.

Want to see what this looks like for your account?
Fee Calculator

See your exact fee.

Enter your account size below to see your blended advisor and platform fee, broken down by what goes to your advisor and what goes to the custodial platform.

$
Annual Fee
$13,750
1.375% blended advisor/platform
Advisor fee $9,000
Platform fee $4,750

Plus a flat $96/year technology fee for BCM's portfolio reporting infrastructure (proportionally reduced for accounts under $8,000), bringing your total annual cost to $13,846. All fees are debited directly from your account monthly — no separate invoices, no out-of-pocket charges, and no commissions.

What's Not Extra

Your fee covers everything.

No commissionsOn equity or ETF trades at Schwab
No load feesOn the funds we use
No separate planning feeComprehensive planning is included in the advisory fee
No charges for serviceMeetings, calls, emails — never billed separately
No out-of-pocket cost. Ever.

All fees are debited directly from your investment account — never billed to your checking, never invoiced, never paid out of pocket. For tax-deferred accounts (IRAs, 401(k)s), fees are paid with pre-tax dollars, which can offer additional efficiency.

What the research says.

Vanguard's Advisor's Alpha research has estimated that working with a qualified advisor may add roughly 3% per year in net value through portfolio construction, behavioral coaching, tax-efficient withdrawal strategies, and disciplined planning — well in excess of typical advisory fees. Russell Investments and Morningstar have published similar studies with comparable findings. These are estimates, not guarantees, but they illustrate that fee and value are not the same conversation.